Copilot Money vs Empower
as AI assistants see them, week of 2026-09-14
Copilot Money edges out Empower overall, scoring 23 versus 19, and shows up more often too: 22 of 64 answers compared to Empower's 18. ChatGPT and Claude both rank Copilot higher, while Perplexity strongly favors Empower, 18 to 4. Copilot gets named most for budgeting-app rankings and mobile experience, while Empower leads on net-worth tracking, seeing all accounts in one place, and Mint-replacement questions. Head-to-head, Copilot comes out ahead in 6 questions, Empower in 5, and they tie in 9. Neither app is named in every answer, but Copilot Money currently has the slightly stronger overall presence.
Head to head
| metric | Copilot Money | Empower |
|---|---|---|
| score | 23 | 19 |
| questions won | 11 | 7 |
By assistant
Copilot Money
| assistant | score | named in, this week | usual spot, this week |
|---|---|---|---|
| ChatGPT | 31 | 45% of answers | #4.0 |
| Claude | 33 | 50% of answers | #4.3 |
| Gemini | not sampled this week | ||
| Perplexity | 4 | 5% of answers | #3.0 |
Empower
| assistant | score | named in, this week | usual spot, this week |
|---|---|---|---|
| ChatGPT | 17 | 25% of answers | #4.0 |
| Claude | 21 | 30% of answers | #3.7 |
| Gemini | not sampled this week | ||
| Perplexity | 18 | 25% of answers | #3.8 |
Where they differ
Only Copilot Money gets named for
- Which budgeting app has the best mobile experience?
- Which budgeting app is worth paying for?
- What's the best app to find and cancel unwanted subscriptions?
- What's the best budgeting app for privacy that doesn't sell my data?
Only Empower gets named for
nothing exclusive
More comparisons
- Actual Budget vs Copilot Money
- Copilot Money vs Rocket Money
- Copilot Money vs EveryDollar
- Copilot Money vs Goodbudget
- Empower vs EveryDollar
- Empower vs Goodbudget
Not sold on either?
Scores count how often each assistant names a product, weighted by position. How the score works · Full Budgeting apps leaderboard