Budgeting apps · #6 of 27 · ↑ Copilot Money · ↓ Goodbudget
Empower
Empower ranks #6 of 27 in budgeting apps in the week of 12 October 2026, with a visibility score of 22 across ChatGPT, Claude, Gemini and Perplexity. It was named in 35% of the answers we sampled.
sampled: 3 of 4 assistants this week
Across AI assistants, Empower lands a middling overall score of 19 out of 100, with Claude the most generous at 21, Perplexity at 18, and ChatGPT the least at 17. It shows up in 18 of 64 answers overall, but it clusters heavily around a few specific questions: it's named in all 3 answers each for "best app to track net worth and investments alongside a budget," "best free budgeting apps," "best app after Mint shut down," and "see all accounts in one place," plus 3 of 4 for "best budgeting apps" generally. It never comes up for freelancer-focused, beginner, subscription-canceling, or open-source questions.
this is mine claim it, free, forever. We also check whether ChatGPT and Claude can read empower.com.
Who's talking about you
| assistant | score | named in, this week | usual spot, this week |
|---|---|---|---|
| ChatGPT | 21 | 35% of answers | #3.6 |
| Claude | 24 | 35% of answers | #3.4 |
| Gemini | not sampled this week | ||
| Perplexity | 22 | 35% of answers | #3.6 |
Questions you win
| question | named in | best spot |
|---|---|---|
| What are the best free budgeting apps? | 3 of 3 | #1 |
| What's the best personal finance app to see all my accounts in one place? | 3 of 3 | #2 |
| What's the best app to track net worth and investments alongside a budget? | 3 of 3 | #2 |
| Which budgeting app is best now that Mint has shut down? | 3 of 3 | #3 |
| What are the best alternatives to Quicken Simplifi? | 3 of 3 | #3 |
| What's the best budgeting app in 2026? | 3 of 3 | #4 |
| What are the best alternatives to Monarch Money? | 3 of 3 | #4 |
| What are the best alternatives to Copilot Money? | 3 of 3 | #4 |
| What are the best alternatives to YNAB? | 3 of 3 | #5 |
| Which budgeting app is worth paying for? | 2 of 3 | #4 |
| What's the best app to track spending automatically from my bank accounts? | 2 of 3 | #4 |
| What are the best budgeting apps? | 2 of 3 | #5 |
| What are the best alternatives to Actual Budget? | 1 of 3 | #8 |
Questions you lose
| question | who got named instead |
|---|---|
| Which budgeting app is best for someone paying off debt? | YNAB, EveryDollar, PocketGuard |
| What's the best budgeting app for people with irregular income? | YNAB, Monarch Money, EveryDollar |
| Which budgeting app has the best mobile experience? | YNAB, Copilot Money, Monarch Money |
| What's the best budgeting app for privacy that doesn't sell my data? | Actual Budget, YNAB, Goodbudget |
| What's the best budgeting app for couples sharing finances? | Honeydue, Monarch Money, YNAB |
| What's the best envelope or zero-based budgeting app? | YNAB, Goodbudget, Actual Budget |
| What's the best open-source or self-hosted budgeting app? | Actual Budget, Firefly III, GnuCash |
| What's the best app to find and cancel unwanted subscriptions? | Rocket Money, PocketGuard, Copilot Money |
| What's the best budgeting app that works with a spreadsheet? | Tiller, Aspire Budgeting, Lunch Money |
| What's the best budgeting app for a freelancer or self-employed person? | YNAB, Monarch Money |
| What's the best budgeting app that works outside the US? | Lunch Money, YNAB, PocketSmith |
| What's the best simple budgeting app for someone who has never budgeted? | Goodbudget, Rocket Money, Spendee |
Assistants cited 12 pages for questions in this category that name your rivals and not you. Claim to see them. See all sources for Budgeting apps.
In their words
- ChatGPT“If you mainly want investment and net-worth tracking without a subscription, Empower is worth considering.”
- Claude“Empower (formerly Personal Capital) — Free and genuinely good for portfolio analysis, fee detection, and retirement projections.”
- Perplexity“| Empower | Free net-worth and investment tracking | Free dashboard for spending, assets, and investments | Limited budgeting depth compared with Actual |”
Closest rivals
- Empower vs Copilot Money23
- Empower vs Goodbudget21
- Empower vs Actual Budget20
- Empower vs Rocket Money26
- Empower vs EveryDollar17
All Empower alternatives · Full Budgeting apps leaderboard · Sources