category
Budgeting apps, as AI assistants see them
Out of 15 budgeting apps tracked, YNAB tops the leaderboard with an overall score of 65, named in 52 of 64 answers. Monarch Money sits close behind at 55, named in 47 of 64 answers, keeping the top two within 10 points of each other. After that the gap widens: Quicken Simplifi lands third at 35, followed by a tie for fourth between Actual Budget and Copilot Money, both scoring 23, though Copilot Money edges ahead on mentions with 22 of 64 answers versus Actual Budget's 18. ChatGPT rates YNAB highest of all assistants at 79, while Perplexity is consistently more conservative across the board.
week of 2026-09-14
sampled: 3 of 4 assistants this week
Leaderboard
| # | product | score | vs last week |
|---|---|---|---|
| 1 | YNAB | 65 | new |
| 2 | Monarch Money | 55 | new |
| 3 | Quicken Simplifi | 35 | new |
| 4 | Actual Budget | 23 | new |
| 5 | Copilot Money | 23 | new |
| 6 | Rocket Money | 22 | new |
| 7 | Empower | 19 | new |
| 8 | EveryDollar | 18 | new |
| 9 | Goodbudget | 18 | new |
| 10 | Tiller | 13 | new |
| 11 | PocketGuard | 9 | new |
| 12 | Firefly III | 7 | new |
| 13 | Honeydue | 6 | new |
| 14 | GnuCash | 5 | new |
| 15 | Lunch Money | 5 | new |
Where the assistants get their answers →
Popular head-to-heads
- Monarch Money vs YNAB
- Quicken Simplifi vs YNAB
- Monarch Money vs Quicken Simplifi
- Actual Budget vs Quicken Simplifi
- Copilot Money vs Quicken Simplifi
- Actual Budget vs Copilot Money
- Actual Budget vs Rocket Money
- Copilot Money vs Rocket Money
Looking for alternatives?
- YNAB alternatives
- Monarch Money alternatives
- Quicken Simplifi alternatives
- Actual Budget alternatives
- Copilot Money alternatives
- Rocket Money alternatives
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Score = how often an assistant names the product, weighted by position. Full explanation.